Privacy Policy 

As a client, you trust us with a significant amount of your personal information.  We respect that trust and want you to be aware of our commitment to protect the information you share in the course of doing business with us.

Your Rights as They Pertain to Your Personal Information:

- You have the right to know why an organization collects, uses or discloses your personal information.

- You have the right to expect an organization to handle your information reasonably and to not use it for any other purpose other than the one to which you consented.

- You have the right to know who in an organization is responsible for protecting your information.

- You have the right to expect the organization to protect your information from unauthorized disclosure.

- You have the right to inspect the information an organization holds about you, and make sure it is accurate, complete and current.

- You have the right to expect an organization to destroy your information when requested, or when no longer required for the intended original purpose.

- You have the right to confidentially complain to an organization about how it handles your information and to the Privacy Commissioner of Canada if need be. 

How we Collect, Use and Disclose Your Information:

When you do business with us, you share personal information with us by way of verbal communication, completion of application froms and/or service forms, completions of "product providers" documentation, etc. so we can provide you with products and services that best meet your needs.  We assume your consentfor our firm to use this information in an appropriate manner.  We may use, disclose and/or share this information amongst Representatives, Staff members and Trust Companies, Banks, etc.-as applicable, that are used and/or recommended for use, and amongst any or all of the regulatory bodies that govern/regulate the Financial Services Industry (including, but not limited to the Mutual Fund Dealers Association, the Canadian Investor Protection Fund, Provincial Securities Commissions, Life Insurance regulators, etc.) in order to:

* Communicate with you in a timely and efficient manner

* Assess your application for investment, insurance and other services available to you by or through our firm

* Evaluate Calims or underwriting risks when required

* Permit surveillance of trading activity

* Complete Sales/Financial Compliance and Regulatory audits

* Permit Investigation of potential regulatory and/or statuatory violations

* Perform ongoing Data Base Management

* Facilitate and permit enforcement and disciplinary proceedings

* Detect and prevent fraud

* Analyze Business results

* Comply with any and all actions specified by any regulatory authourity

What we will NOT do with Your Information:

We will not sell Client Informaion to anyone outside the Firm unless we advise you in writing in advance and then only to an Individual /Firm within the Financial Services Industry for the purpose of providing continuity of service to you.  We will not share Client Information with organizations outside of the Financial Services Industry that would use it to contact you about their own products or services.

We Strive to Protect Your Personal Information:

All Employees, Advisors, Associated Advisors and Suppliers who are granted access to Client records, are themselves required to keep this information confidential and protected.They know they are to use theinformation only for the purposes intended.  we also expect all such parties to take all reasonable steps to protect Client information from unauthorized access or use.

Your Privacy Choices:

You may withdraw your consent at any time (subject to legal or contractual obligations and on providing us reasonable notice) by contacting our Privacy Officer.  -  Robert Letts  (306) 343-8282